What is the difference between SSI and SSD?
There are two types of disability benefits one can receive from Social Security. They are Title II (2) Disability, also known as Social Security Disability or Retirement, Survivors, and Disability Income, and Title XVI (16) Disability, also known as Supplement Security Income or SSI Disability. The medical requirements for both Title 2 and Title 16 disability are the same; however each type has different nonmedical requirements.
Title 2 requires that you have worked and paid Social Security taxes for a sufficient period of time so as to be fully “insured” to receive benefits. Typically this period is about 5 years of regular and consistent work. Once you stop working your “insurance” for Title 2 purposes will eventually lapse and you will not be eligible for Title 2 disability if you cannot prove you were disabled prior to the date your “insurance” lapsed. This is why it is important to apply as soon as you realize you are likely to be disabled for at least one year and why it is important to document your conditions by getting regular medical treatment. The amount of Title 2 benefits you are eligible for is based on the amount of taxes you paid and cannot be lowered except if you receive other income benefits like Workers Compensation wage benefits.
Title 16 disability benefits are based on your level of need and require that you do not have any assets worth more than $2,000.00 or any other sources of benefits or income.
Attorney David Dupee is located in Atlanta, but represents clients throughout the United States. If you have questions or need help, Atlanta Social Security Disability attorney David Dupee is available for a FREE initial consultation and we travel to you. Home and hospital visits are available.
Contact Atlanta Social Security Disability attorney David Dupee at (404) 292-5225 or contact him here.